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Long-Term Care Insurance
Long-term care (LTC) has been called the greatest uninsured
financial risk today. That’s because the majority of costs for
extended care needed during recuperation from strokes, accidents, illnesses and operations are not covered by health insurance
or Medicare. Without LTC insurance, these costs are paid from one’s personal savings and assets.
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Only LTC insurance provides coverage for quality personal care which may be needed at any time in life. Today’s policies also recognize that most people prefer to receive care at home, and offer flexible cash payments so that even friends and family members can be compensated for providing assistance. And because the first claim might be years into the future, it’s essential to obtain your policy from a trusted source to ensure that customer service and insurer funding will be available at the time of need.
LTC insurance products underwritten by United of Omaha, an afflilate of Mutual of Omaha.
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